The healthcare system is intimidating and full of droves of wonkety wonks. Digging into the current debate often seems like it requires learning a whole 'nother language, and it feels like lobbyists' and politicians' aims are to deliberately obfuscate the landscape to ram through unjust policy. Throw that in with my longstanding disaffection towards DC politics and healthcare is just not my favorite topic of politics.
But now that the conversation threatens to be derailed by old white people in town hall meetings shrieking, "Socialized medicine!!! Death panels!!!?!?" I realized I can't afford to be uninformed about the debate. I needed healthcare reform 101, and so I turned to Lynne Nguyen, a community organizer in Seattle with Washington Community Action Network working on national health care reform. Read on for my very, very basic questions, and Lynne's helpful (and jargon-free!) analysis and explanations.
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RaceWire: Let’s start at square one. What is the public option?
Lynne Nguyen: The public option is an alternative to private insurers. It's a system managed by the government to pay health care providers for services. Medicare is an example of a public plan that's made specifically for seniors and those with disabilities.
If you think of healthcare responsibility and healthcare in terms of who is responsible for providing it, on one end you have the individual who pays for their insurance or pays into a system their employer provides. If you’re not employed you go buy yourself insurance. That’s the private market you have right now.
On the other end, you have the “single payer” system, where everyone is responsible. Everyone pays in. Everyone floats this big pool of people to pay for healthcare services. It really is a triangle. You have the person on top who gets coverage, just under that you have the entity who provides the actual healthcare service (doctors), and then you have the payer, in most cases it’s the insurance, but in the case of the public option, it’s the government. That is the crux of it.